I’m Over 55…Now What?

Is an Active Adult Community Right for You?

Active adult communities—also known as 55+ communities—are becoming a popular choice for seniors looking to simplify life while staying social and independent. But like any lifestyle change, there are pros and cons to consider.

The Upside

1. Simplified Living
   Downsizing means less maintenance and more time for what matters—travel, hobbies, and wellness.
2. Resort-Style Amenities
   Think pools, fitness centers, walking trails, golf courses, and even smart home features—all designed for comfort and convenience.
3. Built-In Social Life
   Regular events and activities foster a strong sense of community and connection.
4. Safety First
   Gated entries, visitor approvals, and on-site security offer peace of mind.
5. Low Maintenance
   Yard work and exterior upkeep? Usually covered by your monthly dues.

Things to Consider

1. Smaller Spaces
   Homes are typically designed for one or two people, so downsizing your belongings is a must.
2. Limited Age Diversity
   With age restrictions in place, you may miss the energy and perspective of younger generations.
3. Rules on Residency
   Younger family members may not be able to live with you full-time or inherit your home easily.
4. No On-Site Medical Care
   These communities are for independent living—healthcare services must be arranged separately.
5. Minimal Daily Assistance
   If you need help with daily tasks, you’ll need to hire outside support.

Information from an article in The SRES Professional May/June 2025